





Are you planning for the retirement you deserve?
Protect & grow your estate. Guaranteed long-term care coverage*. A policy that treats your money like your money.
Talk to an agent
Are you planning for the retirement you deserve?
Are you planning for the retirement you deserve?
Are you planning for the retirement you deserve?
Protect & grow your estate. Guaranteed long-term care coverage*. A policy that treats your money like your money.
Protect & grow your estate. Guaranteed long-term care coverage. A policy that treats your money like your money.
Protect & grow your estate. Guaranteed long-term care coverage. A policy that treats your money like your money.
“The Ally who worked with me was very patient and understanding. She made the process very easy!”
“The Ally who worked with me was very patient and understanding. She made the process very easy!”
“The Ally who worked with me was very patient and understanding. She made the process very easy!”
Patricia | 71, female, CO
Let's not accept a world where the system is broken for older adults.
Let's not accept a world where the system is broken for older adults.
Let's not accept a world where the system is broken for older adults.
Introducing NeverStop
The only policy that protects and grows your financial and physical well being so you can make later, greater.
NeverStop Living Better
Financial growth
Participate in market gains and be protected from market down-turns.
Long Term Care Insurance
Affordable, 100% medically guaranteed coverage, regardless of health conditions. No medical exams.
Wellness Program
Live healthier and earn dollars with the NeverStop Wellness Rewards Program.
Financial growth
Participate in market gains and be protected from market down-turns.
Long Term Care Insurance
Affordable, 100% medically guaranteed coverage, regardless of health conditions. No medical exams.
Wellness Program
Live healthier and earn dollars with the NeverStop Wellness Rewards Program.
Financial growth
Participate in market gains and be protected from market down-turns.
Long Term Care Insurance
Affordable, 100% medically guaranteed coverage, regardless of health conditions. No medical exams.
Wellness Program
Live healthier and earn dollars with the NeverStop Wellness Rewards Program.
The First of it's Kind



Fast, get immediate coverage in less than an hour
100% medically guaranteed coverage, 0% medical rejections
Keep your money if you don't require long-term care services
Earn dollars for living a healthy lifestyle
Buy at any age
Protection from market down-turns.
How It Works
STEP 1
STEP 1
Invest and get covered
Invest and get covered
You choose how much you'd like to invest. After a quick digital underwriting process, we'll let you know your available coverage and you decide on your initial premium. You'll get LTC coverage instantly, no waiting time.
You choose how much you'd like to invest. After a quick digital underwriting process, we'll let you know your available coverage and you decide on your initial premium. You'll get LTC coverage instantly, no waiting time.
* Your premium is invested in an index of your choice and protected from market down-turns.
* Your premium is invested in an index of your choice and protected from market down-turns.


STEP 2
Live your fullest life
NeverStop is here to support you. Your account value grows over time and you get access to our personal wellness rewards program, increasing your account value even further (up to 15%).
NeverStop is here to support you. Your account value grows over time and you get access to our personal wellness rewards program, increasing your account value even further (up to 15%).


STEP 3
Whenever you need it
We hope you never need it, but if something happens, we've got you covered. You can withdraw your funds for tax-free LTC services or supplemental income at any time.
We hope you never need it, but if something happens, we've got you covered. You can withdraw your funds for tax-free LTC services or supplemental income at any time.







The wellness rewards program helping thousands age the way they want.
The wellness rewards program helping thousands age the way they want.
Want To Learn More?

Want To Learn More?

Want To Learn More?

What Members Say
Clients star rating 4.6
The Ally who worked with me was very patient and understanding. She made the process very easy!
PATRICIA
|
71 female, CO

Very patient representative that handled my test this morning.
TEAL
|
65 female, CO

The evaluation was fun.
DAVID
|
66 male, FL

I think the process was well done Not as invasive as I thought it was going to be. Thank you and God Bless you all
ED
|
75 male, TN

The Ally who worked with me was very patient and understanding. She made the process very easy!
BRENDA
|
69 female, SC

The Ally who worked with me was very patient and understanding. She made the process very easy!
PATRICIA
|
71 female, CO

Very patient representative that handled my test this morning.
TEAL
|
65 female, CO

The evaluation was fun.
DAVID
|
66 male, FL

I think the process was well done Not as invasive as I thought it was going to be. Thank you and God Bless you all
ED
|
75 male, TN

The Ally who worked with me was very patient and understanding. She made the process very easy!
BRENDA
|
69 female, SC

The Ally who worked with me was very patient and understanding. She made the process very easy!
PATRICIA
|
71 female, CO

Very patient representative that handled my test this morning.
TEAL
|
65 female, CO

The evaluation was fun.
DAVID
|
66 male, FL

I think the process was well done Not as invasive as I thought it was going to be. Thank you and God Bless you all
ED
|
75 male, TN

The Ally who worked with me was very patient and understanding. She made the process very easy!
BRENDA
|
69 female, SC

FAQs
At what age am I eligible for coverage?
NeverStop can be purchased by applicants between 55-80
Can I get coverage if I am already receiving long term care services?
Yes, NeverStop is 100% medically guaranteed and offers 3 classes of underwriting preferred, standard and secure which allows every applicant to purchase a policy.
How does the underwriting process work?
The underwriting session is done via a video call with the applicant being asked to perform a short series of physical and cognitive tests. This test is designed to last on average 30 minutes.
What determines how much coverage I can get?
The amount of coverage you can get depends on your age, health, and the options you choose for your policy, such as the daily benefit amount and coverage length. Your premiums may vary if you add features like inflation protection. Our team is here to help answer any questions you have to make sure you get the right coverage for your needs.
What states is this available in?
NeverStop is currently available in 43 states and the District of Columbia.
I have questions. Who can I speak with?
Click here to speak with an expert, the NeverStop agent who can answer all of your questions.
Is it really 100% medically guaranteed to a client?
Yes, every applicant aged 55-80 is guaranteed long-term care coverage*, regardless of medical conditions.
What should I expect during the underwriting session?
The underwriting session is done via a video call with the applicant being asked to perform a short series of physical and cognitive tests. This test is designed to last on average 30 minutes.
At what age am I eligible for coverage?
NeverStop can be purchased by applicants between 55-80
Can I get coverage if I am already receiving long term care services?
Yes, NeverStop is 100% medically guaranteed and offers 3 classes of underwriting preferred, standard and secure which allows every applicant to purchase a policy.
How does the underwriting process work?
The underwriting session is done via a video call with the applicant being asked to perform a short series of physical and cognitive tests. This test is designed to last on average 30 minutes.
What determines how much coverage I can get?
The amount of coverage you can get depends on your age, health, and the options you choose for your policy, such as the daily benefit amount and coverage length. Your premiums may vary if you add features like inflation protection. Our team is here to help answer any questions you have to make sure you get the right coverage for your needs.
What states is this available in?
NeverStop is currently available in 43 states and the District of Columbia.
I have questions. Who can I speak with?
Click here to speak with an expert, the NeverStop agent who can answer all of your questions.
Is it really 100% medically guaranteed to a client?
Yes, every applicant aged 55-80 is guaranteed long-term care coverage*, regardless of medical conditions.
What should I expect during the underwriting session?
The underwriting session is done via a video call with the applicant being asked to perform a short series of physical and cognitive tests. This test is designed to last on average 30 minutes.
At what age am I eligible for coverage?
NeverStop can be purchased by applicants between 55-80
Can I get coverage if I am already receiving long term care services?
Yes, NeverStop is 100% medically guaranteed and offers 3 classes of underwriting preferred, standard and secure which allows every applicant to purchase a policy.
How does the underwriting process work?
The underwriting session is done via a video call with the applicant being asked to perform a short series of physical and cognitive tests. This test is designed to last on average 30 minutes.
What determines how much coverage I can get?
The amount of coverage you can get depends on your age, health, and the options you choose for your policy, such as the daily benefit amount and coverage length. Your premiums may vary if you add features like inflation protection. Our team is here to help answer any questions you have to make sure you get the right coverage for your needs.
What states is this available in?
NeverStop is currently available in 43 states and the District of Columbia.
I have questions. Who can I speak with?
Click here to speak with an expert, the NeverStop agent who can answer all of your questions.
Is it really 100% medically guaranteed to a client?
Yes, every applicant aged 55-80 is guaranteed long-term care coverage*, regardless of medical conditions.
What should I expect during the underwriting session?
The underwriting session is done via a video call with the applicant being asked to perform a short series of physical and cognitive tests. This test is designed to last on average 30 minutes.